Title Loans in Rockingham, North Carolina

If debt has been making you lose sleep at night, we have a solution for you. Let us turn your old car title into fast, easy money that you can use today to pay the bills that are making you toss and turn. We know that everyone struggles financially at some point in their lives, but Cardinal Lending Solutions is here to put an end to that by offering title loans Rockingham. We can give you a short-term, high-dollar loan to take care of your current situation.

The way we help you is simple. You give us your title and we put a lien against it when we approve you for your title loan, within hours you'll have the cash you need to use how you see fit. During the course of the paperwork, you'll sign an agreement with a payment agreement and begin making payments on the first scheduled date specified in the documents.

While you're repaying the loan, you can continue to drive your car and use it as you normally would because we understand that your vehicle is your livelihood. We'd never dream of keeping your car while you're making payments on the loan.

How to Apply for Title Loans Rockingham

Asking for loans can be embarrassing, and sometimes it's easy to become overwhelmed which is why we've made the process easier. At Cardinal Lending Solutions, we want you to feel comfortable so we created a simple interface that allows you to get the ball rolling on your loan from your home or office by clicking on our "Apply" button.

From there, you can tell us a little about your car and give us your contact information so that one of our highly trained loan representatives can call you at their soonest convenience to provide you with a free title loan quote. When we offer title loans Rockingham, we give you a fair price for your title because we've built our brand on trust and reputation, and there's nothing better than hearing our customers tell others how we gave them a good price.

Here's the information that we'll need from you when you submit your title loan request:

  • Year of Car
  • Make
  • Model
  • Mileage (Approximate)
  • Name, Phone Number and Zip Code

Legal Regulations

Cardinal Lending Solutions takes all local, state, and federal laws very seriously. We require that all applicants be at least 18 years of age or older, and that you have at least one valid form of identification.

Your title must be considered "free and clear", meaning it cannot have any other debts, liens, or judgments against it. Cardinal Lending Solution will perform a title check prior to authorizing your title loan to check for these types of outstanding debts. If another lien against your title is found, we will not be able to issue you a loan until that debt is taken care of. The title must also be in your name as we cannot issue loans for a vehicle titled in someone else's name.

If you become delinquent on your loan payments, we will attempt to exhaust all efforts to work with you on bringing the loan current. If this isn't possible, we do reserve the right to repossess your vehicle, which may result in additional fees being added to the original loan amount. You do have the right to bid on your vehicle at auction. See full terms of the contract prior to signing the agreement.

Benefits of Title Loans

Low Interest Rates

If you've considered taking out a payday loan, think again. They offer small loans that are based on the size of your paycheck so they have to charge a much higher interest rate to profit from the transaction and make all of their money up front off of your small loan. Our loans are based on the worth of your vehicle, not the size of your paycheck so we offer much larger loans.

Because our loans are much bigger than that of a payday loan, we can charge a lower interest rate to make our profit, and spread it out over the course of your loan. We're not greedy and don't need to make every penny off of you right up front. We want you to be able to breathe, so we make your payments more affordable.

Get Money for Any Reason

We'll never ask what the loan is for; it's up to you to spend the money however you need to spend it. If you need to catch up on rent, utilities, or just put groceries on the table, you can do that. Or maybe you want to buy a computer, take a vacation, or treat yourself in some other way, that's okay too. We don't ask and you don't have to tell. It's yours to spend however you see fit, and that's what we're here for.

Call Us

Phone: (910) 236-2238